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Which comparison site wins for home warranties?

A washing machine repair costs £150–£300. A fridge-freezer replacement costs £400–£800. Home warranty plans cover multiple appliances from £8/month.

May 2026Last tested & updated
£250
Average cost to repair a washing machine in the UK without cover
£8
Monthly cost of basic home appliance cover for up to 5 appliances
7
Average number of major appliances in a UK home requiring potential cover
D&G
Domestic & General — the UK's largest appliance warranty provider
67%
UK homes that have experienced at least one major appliance breakdown in 5 years
Before you compare

4 things home warranty comparisons won't tell you

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Age limits on appliances catch many people out
Most home warranty plans won't cover appliances over 8–10 years old. Check the age limit before buying.
🔄
Replacement vs repair — critical distinction
Some plans repair; some replace; some give a cash payment. A 'repair or replace' plan is worth the premium over a 'repair only' plan.
💰
Call-out fees add up quickly
Many budget plans charge a £50–£99 call-out fee per visit. If multiple appliances fail in a year, these fees can easily exceed the premium of a more comprehensive plan.
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Buy before appliances fail — not after
Like all insurance, pre-existing faults are excluded. Buy appliance cover when appliances are working.
Home Warranties Comparison Sites — Ranked UK 2026
Good
Mixed
Poor
1
Domestic & General
domesticandgeneral.com
UK's specialist appliance warranty leader — direct quote is often best
8.8
/ 10 overall
▼ See full breakdown
Appliance range
Most comprehensive
Repair network
Nationwide
Plan flexibility
Excellent
Price
Competitive for range
Trustpilot
3.9 / 5
Replacement guarantee
Good
Widest appliance rangeNationwide repair networkFlexible plansLower Trustpilot score
OverCompare verdict: Domestic & General is the UK's largest appliance warranty provider. Their coverage range and repair network are unmatched. Always get a direct D&G quote as well as comparison site results.
Visit Domestic & General →
2
Uswitch
uswitch.com/gas-electricity/home-emergency-cover
Best for comparison of standalone appliance cover plans
7.9
/ 10 overall
▼ See full breakdown
Plan comparison
Good
Price accuracy
Good
Provider range
Decent
Home emergency combo
Good
Trustpilot
4.5 / 5
Filtering
Good
Good plan comparisonHome emergency combosDecent provider rangeCompetitive prices
OverCompare verdict: Uswitch has the best appliance and home emergency cover comparison for standalone plans. Their interface makes it easy to compare plan inclusions, call-out fees and monthly costs side by side.
Visit Uswitch →
3
MoneySupermarket
moneysupermarket.com/home-insurance
Decent for bundled home and appliance cover comparison
7.5
/ 10 overall
▼ See full breakdown
Plan comparison
Adequate
Bundled options
Good
Price accuracy
Good
Provider range
Limited
Trustpilot
4.6 / 5
Filtering
Basic
Good bundled optionsDecent price accuracyLimited specialist rangeUse as third check
OverCompare verdict: MoneySupermarket's home warranty comparison is more limited in specialist providers but useful for comparing bundled home insurance and appliance cover packages. Use as a third check.
Visit MoneySupermarket →
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Check your existing home insurance for accidental damage cover before buying appliance warranty
Many home contents insurance policies include accidental damage cover that may cover some appliance failures. Check your existing home insurance policy before paying for separate appliance cover — you may already have some protection.
OverCompare is independent and unsponsored. We do not accept payment for rankings. Cover terms vary significantly between providers. Always read policy exclusions before purchasing.